TOP 100 MAGAZINE

Steve Adamo

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Steve Adamo is a mortgage banking and financial services leader with over 25 years in the field and the recipient of the SBA Partner of the Year Award in Rhode Island and New England. Embrace Home Loans is a Fannie Mae, Freddie Mac, FHA and VA lender based in Rhode Island that also originates non-conforming loans, including jumbo and unconventional loans nationwide. But more than that, Embrace is mortgage lender recognized among the Best Medium-Sized Companies to Work For in America by Fortune and Inc., led by the core values of courage, love, fulfillment, achievement, community, innovation, empowerment. Together, with Steve as the president of national retail production, they are driving the company’s unwavering mission: “We enrich the lives of our customers, teammates and business partners by conducting ourselves in a loving manner to help our customer create a home.” In doing so, they’re capturing a growing number of communities, consumers, and loan officers. And if anyone knows about the mortgage industry and leading companies through periods of growth, it’s Steve. Since joining Embrace in May of 2021, he’s helped bolster their team of loan officers from 140 to 200. “They’re coming because we’re excellent at mortgage banking, but also because we invest in them and care about them as the individuals,” Steve says.

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Prior to joining Embrace, Steve served in leadership roles for large banking firms, carving a track record of implementing successful growth strategies. Before that, he’d worked his way through the financial services industry, first, as a mortgage loan originator, then in business banking, title insurance, property and casualty insurance, and mortgage banking. By the spring of 2021, Steve had known the owner of Embrace for some time and admired and respected the company culture, and he wanted to be a part of it. “Their core values and mission resonated with me, and I wanted to be at a place where we shared a vision, and I could help create a story,” he shares. He is doing precisely that as he leads the company’s 39-year legacy into the future.

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Steve Adamo

President of National Retail Production — Embrace Home Loans